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Articles • October 8, 2026

What Is an Adjustable-Rate Mortgage (ARM)?

An Adjustable-Rate Mortgage (ARM) is a home loan that offers a fixed interest rate for an initial period, followed by periodic rate adjustments based on market conditions and the terms of the loan.

Articles • October 8, 2026

Fannie Mae vs. Freddie Mac Loans: What’s the Difference?

Both are conventional mortgages backed by government-sponsored enterprises (GSEs) that help make homeownership more affordable by providing lenders with funding and standardized lending guidelines.

Articles • June 26, 2026

A woman in business attire is featured next to text that reads "40 Under 40 ICBA's Community Bank Leaders List, Casey N. Brouthers, SVP Chief Risk Officer & General Counsel.

BayCoast Bank’s Casey N. Brouthers Named to ICBA Independent Banker’s Annual 40 Under 40: Community Bank Leaders List

BayCoast Bank is proud to announce that Casey N. Brouthers, Senior Vice President, Chief Risk Officer & General Counsel, has been named to ICBA...

Articles • June 8, 2026

A smiling person in military uniform stands outdoors, draped in an American flag, with a "Welcome Home" banner in the background.

Budgeting After the Military: A Financial Guide for Veterans Transitioning to Civilian Life

BayCoast Bank | Veteran Banking Team | Serving MA & RI Leaving the military is one of the biggest transitions you'll ever make. The...

Articles • June 8, 2026

A smiling family stands on a porch in front of an American flag; one adult wears military uniform while the child holds a small flag.

VA Loan vs Conventional Loan — What Massachusetts Veterans Should Know

Buying a home is one of the biggest financial decisions you’ll make.

Articles • June 8, 2026

A woman in military uniform, a man holding a small American flag, and a child pose together and smile outside near a house.

How to Set Up VA Direct Deposit — and Why Your Choice of Bank Matters

If you're receiving VA benefits, setting up direct deposit is one of the smartest financial moves you can make.

Articles • May 18, 2026

Rideshare & Delivery Driver Insurance: FAQs

That can be a great way to earn extra income, but it also creates unique insurance gaps many drivers don’t realize exist.

Articles • May 14, 2026

BayCoast Insurance Renews Prestigious Five Star Agency Designation

SWANSEA, MA – The Massachusetts Association of Insurance Agents (MAIA) proudly announces that BayCoast Insurance, serving clients from multiple locations across Massachusetts and Rhode Island, has renewed its Five Star...

Articles • March 9, 2026

BayCoast Bank has selected Marie Pellegrino as its next president.

SWANSEA, WESTPORT, SOUTH EASTON, MA – With his distinguished presence in the financial industry for more than 45 years, Nicholas M. Christstands as a pillar of expertise, demonstrating forward-thinking leadership.

Articles • February 28, 2026

Two people smiling and standing close together, with one person holding up a set of keys inside a brightly lit room.

Down Payment Assistance Program

BayCoast Mortgage is offering a down payment match of up to $10,000 for qualifying first-time home buyers purchasing in eligible Massachusetts and Rhode Island communities.

Articles • December 16, 2025

A group of people posing outside BayCoast Bank; one person in front holds a certificate, while others stand and smile for the photo.

Beloved BayCoast Employee Doug Toupin Receives Distinguished Award!

If you’ve ever visited BayCoast Bank’s Troy Street branch, chances are, you know Doug Toupin.

Articles • December 15, 2025

A close-up view of a scattered pile of U.S. one-cent coins, showing both heads and tails sides.

Big Change For America’s Small Change

It’s a story making headlines in 2025. After more than 230 years, the U.S. Treasury is ending the production of new pennies, due to the high cost and declining usage.