A Community Bank Serving Massachusetts & Rhode Island Since 1851
BayCoast Bank is a trusted community bank proudly serving individuals, families, and businesses across Massachusetts and Rhode Island. Since 1851, we’ve provided personalized banking, lending, insurance, and investment solutions designed to support everyday needs and long-term financial goals.
With deep roots in our communities and a relationship-first approach, BayCoast combines exceptional personal service, local decision-making, and modern financial tools so our customers can bank with confidence.
Who We Are
BayCoast Bank is more than a place to manage money. We are a financial partner committed to the success of the communities we serve. As a locally focused bank in Massachusetts and Rhode Island, we offer a full range of personal and business banking services backed by knowledgeable teams who live and work where you do.
From checking and savings to loans, mortgages, insurance, and investment services, BayCoast Bank delivers practical financial solutions with guidance you can trust.
Because decisions are made locally, our customers benefit from faster responses, personalized guidance, and bankers who understand the communities they serve.
Our History
BayCoast Bank has proudly served local communities for more than 175 years.
Founded in 1851 as The Savings Bank in Tiverton, Rhode Island, our history became part of Massachusetts in 1862 following a state boundary shift that placed the bank in Fall River. For over a century, Fall River served as our home before we relocated our headquarters to Swansea, Massachusetts in 2011.
Generations of customers have trusted BayCoast Bank to help them save, grow, and plan for the future. That legacy continues today through the same dedication to personal service and community commitment that defined us from the beginning.
Our mission
Our mission is to provide exceptional service and solutions for the community.
Our Values
Our values shape how we serve our customers, each other, and our community.
- Have a positive attitude
- Take pride in what we do
- Care about people
- Believe what we do is important
These principles guide our decisions and define the BayCoast experience.
Sustainability & Responsible Banking
BayCoast Bank is committed to responsible banking practices that support a healthier environment and more sustainable communities. Sustainability is integrated into how we operate, grow, and serve the South Coast.
Safe Disposal & Recycling
We ensure the responsible disposal and recycling of electronic equipment, printer cartridges, toner, and other regulated materials. BayCoast has also eliminated Styrofoam use across all facilities.
Waste Reduction
Through operational improvements and workplace initiatives, we continuously seek ways to reduce waste across our branches and offices.
Water Conservation
Water efficient irrigation systems have been implemented across BayCoast facilities, significantly reducing annual water usage.
Energy Efficiency
We actively manage energy consumption by adopting efficient technologies and practices to reduce our environmental footprint.
Banking Built on Community
As a community bank, our decisions are made locally, and our relationships are built to last. We believe banking works best when it’s personal, when customers feel understood, supported, and empowered to make informed financial decisions.
Our commitment goes beyond transactions. We actively invest time, resources, and expertise to strengthen the neighborhoods, businesses, and families that make up the South Coast of Massachusetts and Rhode Island.
Let’s Move Forward Together
For more than 175 years, BayCoast Bank has grown alongside the communities of Massachusetts and Rhode Island. We continue to adapt to change while staying true to our commitment to exceptional service, trusted guidance, and local decision-making.
Whether you’re opening your first account, growing a business, or planning for the future, BayCoast Bank is here to support you every step of the way. Take the next step with BayCoast Bank: